Motor Insurance Claims Rejected

by

Edwin McGinty

In the event that your claim came to be denied what do you have to do? This specific problem hasn\’t been included in motor insurance posts that we find on the internet. These people omit the worst scenario that also simply leaves customers in the dark. Insurance claims which are refused as well as fee decrease are as common as accepted insurance claims.

Numerous factors come up whenever we talk about rejection of insurance claims. Precisely what are these matters that prevent you from claiming an auto insurance? We\’ll discuss several things today which most likely lead on the denial associated with insurance claims.

Often insurance firms believe that the particular claim being done by the insurance policy holder is sort of questionable. Basically, this means that the insurance firm believes the policyholder could be the person responsible for the actual car accident / burglary declared. Outright claim rejection would inevitably happen if the insurance company verifies their own suspicions concerning the accident / robbery to be correct. Possessing a comprehensive documents of the particular accident or theft will be beneficial to the insurance policy holder. All these documents may be sent to the insurance company when making a claim.

One other possible reason to get claim denial is that the policyholder\’s plan doesn\’t necessarily include the claim being made. Collision coverage is something that old vehicle owners go without as it would make the premium higher; these people decide to go for the liability only type of motor insurance. In the case when you will be making a claim using your policy for your own losses then for sure your claim will be refused.

Inability to pay your automobile insurance premium. For whatever reason,auto insurance payments are often left out by several policyholders. Customers sometimes do not forget that they\’ve auto insurance due once the grace period elapses. Keep in mind that since you as the policyholder didn\’t make a payment any claims which you apply for would be turned down completely.

Non declaration. This particular claim rejection transpires whenever you bought a brand new car and was not able to add that in your plan. The insurance company will not automatically add your new automobile if you don\’t specifically requested it.

In the event the motor insurance company denies an insurance claim that you sent in, then go straight back to the plan you have in your hand. Review the terms and conditions which you see there. Everyone should read the fine print that they find on the policy.

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Article Source:

ArticleRich.com